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Elisa Alberto
She was born in the providence of Gaza. She is 31 years old and the mother of a son who is 5 years old. She finished her secondary education in teaching, and besides her son she also support 2 nieces who live in their home. She does not live with her husband (father of her son).

She left the providence of Gaza when she was 20 and moved to Namaacha (the center of basic teacher training) and after completing that she went to the next level at the Institute of Primary Teachers in the city of Matola in 2001.

Right now she is working as a teacher in a school in the town of Boane. She left Gaza alone. She receives a monthly salary of 6,142MT which she uses to sustain her family and pay her debts. She has never had a loan through another bank and this is her second loan with Hluvuku (first with Kiva) in the amount of 14,000MT.

She intends to purchase construction materials to work on her home. She is going to cover a part of the home with brick. The first loan for 12,000MT was also used for the same activity. Her dream is to see her home finished to comfort her family (son, nieces, and future children) and so she intends to pay off the loan without problems. This way she can receive more loans and maintain her reputation.
View original language description ↓
Nasceu na provincial de gaza, tem 31 anos de idade, mãe de 1 filho de 5 anos de idade. Concluiu o ensino médio de professorado e para alem dos da filha sustenta também duas sobrinhas vivendo na mesma casa. Não vive com o marido (pai do filho).

Saiu da província de Gaza quando tinha vinte anos para namaacha (no centro de formação de professores básicos) e depois de concluir fez o nível médio no Instituto de Magistérios primários na cidade de Matola no ano de 2001. Neste momento trabalha como professora na escola da vila de Boane. Saiu de Gaza sozinha. Recebe um salário mensal no valor de 6.142,00MT que aplica no sustento da família e pagamento de credito.
Nunca teve empréstimos em outros bancos e este é o seu segundo credito com a hluvuku (o primeiro com kiva) no valor de 14.000,00MT que pretende comprar material de construção de uma casa de alvenaria. Vai poder cobrir uma parte da casa. O primeiro empréstimo no valor de 12.000,00MT, também foi para a mesma actividade.

O seu maior sonho é de ver a casa concluída para confortar a sua família (filha, sobrinhas e outros filhos no futuro) e para tal, propõe se pagar o empréstimo sem problemas como forma de aceder a mais créditos e manter a sua personalidade.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 56
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • 26.3
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $550 helped Elisa Alberto purchase construction materials for brick home.
94% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 13, 2009
Listed
Aug 29, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 23, 2011