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Nub K., aged 42, is married and has six children. She lives with her husband and children in Takeo province. To make a living, she is engaged in a business producing doormats, earning approximately $3 USD per day. Her husband travels to other places in the province to work as a construction foreman, earning an income of $3 USD per day. The family is also assisted by three of the children who are currently employed in a local garment factory, earning an income of $3 USD per day each.

The financial crisis has been difficult for business in Cambodia this past year. This factor has played into a difficult economic year for much of the country, K. included. The country's economic struggles always seem to affect the poor the most. In light of these economic difficulties, K. is seeking to increase her income. She is asking for a loan of $1200 USD to purchase construction supplies to expand her husband’s business. By doing so, she hopes she will be able to generate more income and save more money to reach a good standard of living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nub to purchase construction supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2009
Sep 1, 2009
Currency Exchange Loss:
Sep 16, 2010