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Nub S., age 28, is married and has two young children. She lives with her husband and children in Takeo province. To make a living, she is engaged in a business of weaving at home, earning approximately US $4 per day which is the primary source of income for the family. Her husband works as a teacher of a local public school, and he also sells scarves and car washer made from pieces of fabrics, earning an income of US $3 per day.

The financial crisis has been difficult for business in Cambodia this past year. This factor has played into a difficult economic year for much of the country, S. included. The country's economic struggles always seem to affect the poor the most. In light of the country's economic difficulties, S. is seeking to increase her income. She is asking for a loan of US $1000 to purchase a motorbike for her husband to transport his fabrics and scarves to sell. By doing so, she hopes she will be able to generate more income and save more money to raise a good standard of living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nub motorbike purchase.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2009
Aug 24, 2009
Currency Exchange Loss:
Jul 17, 2010