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Say S. is married and has two young children. He lives with his wife and children in Phnom Penh City. To make a living, he works in construction, and he operates a business as motor-taxi driver in his free time from work in the evening, earning collectively an income of US $7 per day. His wife is employed as a worker in a local garment factory, earning an income of US $2 per day.

The financial crisis has been difficult for business in Cambodia this past year. This factor has played into a difficult economic year for much of the country, S. included. The country's economic struggles always seem to affect the poor the most. In light of the country's economic difficulties, S. is seeking to increase his income. He is asking for a loan of US $700 to purchase a new motorbike for his business as motor-taxi driver. By doing so, he hopes he will be able to raise the standard of living of his family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Say motorbike purchase.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2009
Aug 25, 2009
Currency Exchange Loss:
Mar 17, 2011