Adila Z. lives in Beylagan, Azerbaijan. She is married and she has three children. Adila has a small shop near her home where she sells clothes, vegetables, fruits, and other items. She established her business a few years ago. In the beginning, she had little business capital. In 2005 she applied to Normicro Beylagan Branch and borrowed $300. She used this loan to buy more goods and was able to increase her daily selling. In 2006 her loan was in the amount of $500. Adila used this money to exand the area of her shop. Now she needs $800 to increase the variety of goods she sells.