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Together As One Group
In this Group: Fatmata , Fatmata , Isatu
This is Fatmata K., Fatmata Bangura, and Isatu K.. They are local entrepreneurs in Magburaka town, in northern Sierra Leone. They call their group Together As One.

Fatmata K. (right) is the leader of the group. She was born in Magburaka, Tonkolili district, in northern Sierra Leone. She is age 40, married to a goldsmith and they have three children. Two are in secondary school and one is in primary school. Fatmata has been a businesswoman since childhood. She sells market food – rice, tomatoes, pepper, groundnuts, etc.

This will be the fourth loan Together As One has received from SMT/Kiva. SMT/Kiva loans have made massive contributions toward the well-being and development of these entrepreneurs. Having repaid their last loan successfully, they now request a loan for each to further strengthen their businesses.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 3,507.0
    Sierra Leone Leones (SLL) = $1 USD