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Florence is 34 years old, married, with seven children aged between 22 and 28 years. None of her children go to school. She resides in a three roomed house where she stays with four people. Florence doesn’t take care of any additional family members. There is no electricity or piped water at her home. The family gets three meals a day.

She resides and works in a semi-urban area. She incurs extra transport costs to and from work. She buys her clothes from Owino market, one of the busiest markets in Uganda. She sells to 30 customers a day, both retail and wholesale. Florence works seven days a week. Her major monthly expenses include rent for her business and residence, plus medication costs. She has been in this business for the last ten years. Florence has been with MCDT for five years and is servicing her tenth loan, working with the same group mates. She wants to use this loan to buy more bales of clothes for resale. Florence hopes to see her business grow bigger, and own a permanent business premise and home.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,075.0
    Uganda Shillings (UGX) = $1 USD