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Jamias
Jamias H. is from the village of Jasaan , Misamis Oriental. She is 49 years old. Jamias is married and has 3 adult children. To make a living, Jamias owns and operates a 'sari-sari' (variety) retail shop. The main source of income for the business comes from selling both food and daily use products in the local community. Jamias has been engaged in her business for over 15 years and earns approximately 10,000 PHP a month for these activities.



In 2009, Jamias joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Jamias is requesting a new loan of 5,000 PHP which will be used to invest in expanding the business. This will be the 1st loan taken out by Jamias from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.



About HSPFI:


HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.



*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 948
    View loans »
    Philippines Loans Fundraising
  • $53,438,925
    Funds lent in using Kiva
  • 48.3
    Philippines Pesos (PHP) = $1 USD