Gulzina, age 44 and mother of two children, works as a cleaner at a casino. She needs a loan to buy building materials for her kitchen and to buy a chandelier.
Jumabu is age 56. She and her husband are farmers. They have three children. They need a loan to buy fuels and lubricants, as well as to pay for transportation services and to pay workers for harvesting.
Edilbek, age 35, is married and has one child. He works as an assistant station-master in "Tuz" substation. He needs a loan to place a crusher at the same substation and to buy some cement for installing it.
Aida, age 38, is a housewife. She sells milk and also produces cheese and butter. She needs a loan to buy a milk cow.
Nazgul, age 38, is married. She has three children. To make a living she sells yogurt, sour cream and cottage cheese. She hopes to get a loan to buy a milk cow.
Where Did This Loan Come From?
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of a 3-Ps concept: People (building human capital and taking care of its customers and society as well), Profit (to be profitable, to grow further), and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135.
If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid