Gilda Campeña

Status: Paid Back

$125	Loan Request Pre-Disbursed : Aug 6, 2009 Listed: Aug 22, 2009 Funded: Aug 23, 2009
$125	Paid Back Ended: Jan 15, 2010

About the Field Partner

Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) administers this loan. Learn more

Field Partner:

Hagdan sa Pag-uswag Foundation, Inc. (HSPFI)

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

11 months

Kiva Entrepreneurs:

2508

Total Loans:

$424,025

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	32%
Profitability (Return on Assets):	1%
Average Loan Size (% of Per Capita Income):	5%

Delinquency Rate:

0.02%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Philippines
Avg Annual Income:	$1175
Currency:	Philippines Pesos (PHP)
Exchange Rate:	48.1850 PHP = 1 USD

About the Loan

Location:	Bulao, Iponan, Cagayan De Oro City, Philippines	Repayment Term:	6 months (more info)
Activity:	Fruits & Vegetables	Repayment Schedule:	Monthly
Loan Use:	to purchase additional products to sell	Currency Exchange Loss:	Covered
		Default Protection:	Covered

Gilda Campeña is from the village of Bulao, Iponan, Cagayan de Oro City. She is 56 years old. Gilda is married and has 4 adult children. To make a living, Gilda owns and operates a specialized retail store. The main source of income for the business comes from peddling vegetables in the local community. Gilda is just starting this business.

In 2009, Gilda joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Gilda is requesting a loan of 5,000 PHP which will be used to purchase more vegetables to sell. This will be the 1st loan taken out by Gilda from HSPFI. She plans to use the additional revenue generated from the business to supplement the income of her family.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi

Lenders to this entrepreneur

Sheila

Joe

Agnes
Oslo,
Norway

Anonymous
dubai, united arab emirates
United Arab Emirates

Quoc Ky
Wichita, KS
United States

Journal entries for Gilda Campeña

Loan has been disbursed Entrepreneur: Gilda Campeña Location: Bulao, Iponan, Cagayan De Oro City, Philippines Thank you for your loan. It has been disbursed to Gilda Campeña by Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) in Philippines. We are excited to watch this business grow. Over the 4 months of this loan, Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Bulao, Iponan, Cagayan De Oro City, Philippines Aug 24, 2009
Comment on this entry

Loan Update Entrepreneur: Gilda Campeña Location: Bulao, Iponan, Cagayan De Oro City, Philippines Ms. Gilda Campeña used her loan to purchase fertilizer for her farm. The fertilizer helped produce healthy "fat" vegetables, especially Chinese "kangkong" or water spinach, which she is harvesting three times a week. She would like to thank HSPFI and her Kiva lenders for making this possible. To learn more about the partner MFI that's supporting this entrepreneur, visit HSPFI's Kiva Field Partner page. You can also support HSPFI through lending, or by joining the HSPFI lending team!
Posted by Eva Wu from Bulao, Iponan, Cagayan De Oro City, Philippines Oct 8, 2009
Comment on this entry

Repayment Schedule for Gilda Campeña

Show Advanced

	Expected Repayments	Actual Repayments	Comments
October 2009	$25.00	$25.00	Repayment Received
November 2009	$25.00	$25.00	Repayment Received
December 2009	$31.25	$31.25	Repayment Received
January 2010	$25.00	$25.00	Repayment Received
February 2010	$18.75	$18.75	Repayment Received