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Santa Elisa Group
In this Group: Zoila Rossmery*, Miguel, Madianita Luz, Maria Guillermina, Ruby Magdalena, Martina, Juana Esperanza, Laura Jazmin
* not pictured
Ruby R. Sigueñas has a business called STG that plates metals, carbons and plastics. She started this job helping her father and previously had made a living sewing and studying administration. Currently she is part of the Alcom Santa Elisa group located in Los Olivos, Peru. At 30 years old and with a lot of effort she has been able to implement her business by acquiring some machines that will be very useful in continuing to expand. On the other hand, it is very important to Ruby to continue her studies, which is why she plans to open a sewing business because that will help her a lot more. With the loan authorized by Kiva partner EDAPROSPO, she plans to purchase a laptop, which she considers essential and a great help in finishing her administration degree.

* Ruby is the one with a wide smile in the middle of the seated members.
View original language description ↓

Ruby R. Sigueñas Tiene un negocio de nombre STG dedicado al bañado de metales, carbón y plástico, ella se inicia en este trabajo ayudando a su padre, antes de realizar esto ella se dedicaba ala costura y a sus estudios de administración, actualmente forma parte del grupo ALCOM SANTA ELISA ubicado en los olivos Perú.
Con solo 30 años y mucho esfuerzo ha logrado implementar su negocio adquiriendo para este fin algunas maquinas que le serán de mucha utilidad para seguir expandiéndose, por otro lado para ella también es muy importante la continuación de sus estudios, es por ello que piensa abrir un negocio de costura para de esta forma ayudarse mucho mas y
Con el préstamo que le otorgara EDAPROSPO quiere comprar una LAPTOP, considerando que es esencial y de mucha ayuda para la culminación de su carrera de administración.

* Ruby R. muy sonriente en medio de las socias sentadas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Elisa Group's $2,200 loan helped a member invest in merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 5, 2009
Sep 1, 2009
Currency Exchange Loss:
Jan 15, 2010