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Luz Maria
Mrs. Luz María S. is a member of the “Progressive Women Communal Bank”, a stable bank with supportive, close members who have been making loans for several years. The women in the Bank are very thankful because through these loans they have been able to better themselves and provide a better life for their families. They are very proud of their achievements. As a group, they are very cheerful and extroverted and get along very well with one another.



Luz lives in the North Pan American Highway (km. 7 1/2), about 40 minutes outside the city of Cuenca. She is 32 years old, is married, and even though she currently has no kids she plans to have them soon. Luz and her husband live in a house they own and her husband works as a driver. They have a stable and loving relationship.


Luz studied Beauty and makes a living in this field. She has had her own business for 6 years and is doing very well because she has a good customer base. The greatest advantage of owning her own salon is that she can work peacefully and independently. The greatest disadvantage lies in the competition that exists.


Luz has worked with the bank for 5 years and is happy with the training the Foundation has provided her. Luz will use the loan the Foundation is giving her to invest in her salon as she needs to purchase some materials. Her goal is to purchase a car so that she can use it to go to different parts of the city..

View original language description ↓

La señora Luz María S., es socia del Banco Comunal Mujeres Progresistas, es un bankito muy sólido, solidario y unido llevan muchos años realizando prestamos y son las personas más agradecidas porque gracias a estos préstamos han logrado superarse y sacar a sus familias adelante, brindándoles una vida digna y se encuentran muy orgullosas de sus logros, como grupo son muy alegres y extrovertidas se llevan muy bien entre todas.

Luz vive en la panamericana norte kilómetro 7 ½ a unos 40 minutos fuera de la ciudad de Cuenca, tiene 32 años de edad, su estado civil es casada y aun no tiene hijos, pero pronto los piensa procrear, viven en casa propia, su esposo trabaja como chofer y se llevan muy bien creando una relación estable y armoniosa

Estudio belleza y trabaja en su rama, teniendo su propio gabinete hace 6 años, le va muy bien por que cuenta con una buena clientela, en su gabinete trabaja sola y la mejor ventaja de ser dueña de su gabinete de belleza es que trabaja con tranquilidad y es independiente, una desventaja es la competencia que existe.

Luz trabaja junto al bankito hace 5 años y está contenta por las capacitaciones que le han brindado de parte de la fundación, el préstamo que la fundación le entrega lo va a invertir en su gabinete por que necesita comprar algunos instrumentos para su negocio, su meta es comprarse un carro para poder viajar a distintas partes de la ciudad.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,432,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luz Maria purchase of instruments for her beauty salon such as hair dryers, curling irons, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 17, 2009
Listed
Sep 14, 2009
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2010