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Sabina N. is married and has two children. She has received some formal education. Sabina sells porridge at Yamoransa, which she has done since 2004. Her husband is a carpenter. Sabina uses her income to pay for feeding her family and also paying utility bills.

Sabina will use the loan to purchase millet from Techiman and sugar to prepare porridge for sale. With the new profits from her expanded business, Sabina plans to save towards building a house and also for educating her children.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 31
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Sabina to purchase millet from Techiman and sugar to prepare porridge for sale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 18, 2009
Sep 21, 2009
Currency Exchange Loss:
Jul 24, 2010