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A natural entrepreneur with her finger in many pies.

At 54, Angelica B. is married with 3 adult-age children and lives in Purok Paghidaet, Calumangan, Bago City, Negros Occidental.

Deciding to follow in her parents' footsteps, Angelica and her husband started a piggery business as their main source of income. When she joined NWTF-Project Dungganon in 2000, her husband encouraged her to venture in other businesses to supplement their income from the piggery. With the loans she borrowed from NWTF-Project Dungganon over the last nine years, she has added other businesses like raising chickens and a "sari-sari", or general store, to her roster of business ventures.

Angelica admits that she has learned a lot from her membership in Project Dungganon, which continues to guide her how to improve her management skills and expand her business acumen.

For this particular loan of PHP 29,500, Angelica plans to purchase fertilizers and other goods to resell to her neighbors and the neighboring farms in her community.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1643
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 48.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Angelica fertilizers and other goods to sell in her store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 19, 2009
Aug 22, 2009
Currency Exchange Loss:
Dec 15, 2009