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En S. K. is thirty-one years old and married with one young child. She lives with her husband in Takeo Province. To make a living, she is employed in a restaurant as a chef, typically earning an income of $4 a day. Her husband also contributes to the family's income by operating his motor-taxi in the city and other nearby places, earning $3 a day.

The financial crisis has been difficult for businesses in Cambodia this past year. This factor has played into a difficult economic year for much of the country, K. included. The country's economic struggles always seem to affect the poor the most. In light of these difficulties, K. is seeking to increase her income and improve her business. She is asking for a loan of $1000 to purchase a new motorbike for her husband's business. He needs to have his old motorbike repaired very often, and it consumes a lot of gasoline.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $37,524,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped En motorbike purchase.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 12, 2009
Aug 21, 2009
Currency Exchange Loss:
Jun 16, 2010