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Women Of The Valley Group
In this Group: Leyla Del Carmen, Neybi Sofia, Julia Amparo , Yolanda Maribel
The Women of the Valley Group (el grupo Mujeres del Valle) is comprised of four women who are strong fighters. What follows are details of the activities they have achieved.

Ms. LEYLA DEL CARMEN M. has been selling cosmetics for four years. She carries out the majority of those sells on the street. Leyla decided to go into business to support her companion in covering some of their family expenses. Leyla lives with her partner and has 3 children who depend on her. Her fiance works in agriculture and works as a laborer in the fields.

Mrs. NEYBI SOFIA R. O. has been selling cosmetics for 1 year. She sells cosmetics on the street in her village of Santa Maria, Jamastranh. Neybi is a mother of 4 children, 3 of whom depend on her still. Her companion had to immigrate to the USA in search of a better living, and up until now he has achieved it. With the earnings he sends home to her, she has been able to invest in improving their living conditions. From the earnings her business has generated, she is able to cover 100% of her personal expenses.

Mrs. JULIA AMPARO O. has been selling food for 8 years. Her regular clients are policemen. Julia made the decision to do this business because next to her house is a dining room open to everyone. But 8 years ago this business was closed and a lot of people had been going there to eat regularly. This made putting the business there a good idea since she practically had permanent customers. Since that time, Mrs. Julia has been selling food to the policemen. She is married and her husband works in agriculture. Their four at-home daughters also work to prepare the meals.

Mrs. YOLANDA MARIBEL M. has been selling bread and candy for 4 years. Yolanda bakes twice a week and sells her candy on Sundays. She’s sells the candy at the soccer fields. She is a mother of 3 children who depend on her 100%. Her husband works in the fields. With the earnings generated by her business, she has been able to support her husband in covering certain family expenses.

All these families need the loans to succeed.
View original language description ↓
el grupo Mujeres del Valle esta integrado por 4 mujeres muy luchadoras, a continuacion se detalla las actividades que ellas realizan:

la sra. LEYLA DEL CARMEN M. tiene 4 años de haber iniciado la venta de cosmeticos, la mayoria de sus ventas las lleva a cabo de manera ambulante.- Leyla tomo la desición de dedicarse al comercio para apoyar a su esposo a cubrir en lo que pueda con ciertos gastos del hogar.
Leyla vive en unión libre y es madre de 3 hijos, los cuales dependen de ella y su compañero de hogar.
su prometido se dedica a la agricultura y tambien se dedica a trabajar como labrador en el campo.

la sra. NEYBI SOFIA R. O. tiene 1 año de haber iniciado con la venta de cosmeticos,
vende el producto de manera ambulante en la aldea de Santa Maria, Jamastran.-
Neybi vivia en unión libre y es madre de 4 hijos de los cuales ya solo 3 dependen de ella; su compañero de hogar tuvo que emigrar para los EE.UU en busca de mejorar su condición de vida y hasta el momento ha logrado, porque con las remesas que el le envia las invierte en mejorar su vivienda,
de las ganancias que le genera su negocio cubre a un 100% los gastos personales.

la sra. JULIA AMPARO O. tiene 8 años de dedicarse a la venta de comidas, sus clientes permanentes son los agentes policiales, Julia tomo la desición de dedicarse a esta actividad ya que anteriormente contiguo a su casa habia un comedor con atención para todo el público, pero hace 8 años este negocio fue cerrado y mucha gente tenia la costumbre de ir a comer ahi y eso le facilito el poner su negocio ya que practicamente tenia varios clientes fijos.-
desde entonces doña Julia le vende la comida a los policias.-
es casada y su esposo se dedica a la agricultura, de ellos dependen 4 hijas mismas que le ayudan
a la elaboración de comidas.

la sra. YOLANDA MARIBEL M. tiene 4 años de dedicarse a la elaboracion y venta de pan y de golosinas, Yolanda se dedica a hornear 2 veces por semana y la venta de golosinas la lleva a cabo los dias domingos, se va vender las golosinas al campo de futbol.-
Es madre de 3 hijos los cuales dependen a un 100% de ellos, su esposo labora como labrador en el campo.
con los ingresos que le genera el negocio ella a podido apoyar a su esposo a cubrir ciertos gastos del hogar.

todas ellas necesitan el credito para salir adelante con sus familias.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 57
    View loans »
    Honduras Loans Fundraising
  • $8,403,175
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Women Of The Valley Group's $1,275 loan helped a member purchase of creams, deorderants, disinfectants, eye shadows, lotions, lipstick, shines, powders, corn, beans, chicken, beef and pork, sausages, lard, eggs, rice, butter, cheese, sugar, spaghetti, pastas, flour, salsas, soda.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 20, 2009
Listed
Aug 21, 2009
Currency Exchange Loss:
Covered
Ended:
May 15, 2010