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Obras Group
In this Group: Magna Emperatriz, Norma Beatriz, Natalia Rosa, Graciela Margarita, Nancy, Isabel Gregoria, Sara Bertha, Daniel Isaac, Consuelo Silvia, Guillerma
Sra. Norma B. D. T. is the president of the Grupo Obras. She is in the business of making clothing and costumes. She tells us that she initially began making costumes for school children, and in order to obtain clients, she attended different high schools in her town of Callao to offer her services. She also did work for a bridal store, but little by little she decided to continue with her own business of renting costumes, until she succeeded in making herself well known. Currently she has her own tailoring shop which she is dedicated to full-time. This way, she helps her husband who works as a taxi driver. Together they both support their three children in their university education.
Sra. Norma is also venturing into another business, which is the sale of tuna, which she does on Saturdays and Sundays in the market. She feels that little by little she is reaching her goals, one of which is to finish building her house, and to make it, as she says "very pretty". With this loan from EDAPROSPO, she will continue investing in her business, so that she will be able to continue growing and producing that which makes her very happy.

*Sra. Norma appears very cheerful seated amongst all of her OBRAS group colleagues.
View original language description ↓

La señora Norma B. D. T. actualmente asume el cargo D. Prsidenta del Grupo Obras. Ella se dedica ala confección D. ropa y disfraces nos cuenta que empezó esta labor realizando disfraces para niños D. la escuela inicial y para lograr clientela ella asistía a diferentes colegios D. su localidad en el Callao con el fin D. ofrecer sus servicios, ala par también hacia trabajos para una casa D. novios, pero poco a poco decidió seguir con su negocio propio D. alquiler D. disfraces hasta lograr hacerse conocida, actualmente tiene su propio taller D. confecciones al cual se dedica a tiempo completo, D. esta manera ayuda a su esposo que trabaja en el servicio D. taxi. ambos apoyan a sus 3 hijos en su educación universitaria,la señora norma también esta incursionando en otro negocio q es la venta D. atún la cual realiza los días sábados y domingos en el mercado,ella siente que poco a poco esta alcanzando sus objetivos uno D. ellos es terminar D. construir su casa y ponerla como ella dice “muy linda” y con el préstamo D. EDAPROSPO seguirá invirtiendo en su negocio D. esta manera podrá seguir creciendo y produciendo lo q la hace muy feliz.
La Señora Norma aparece muy sonriente sentada entre todas sus compañeras del grupo OBRAS

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $55,279,750
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Obras Group's $2,625 loan helped a member to continue setting up her costume store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2009
Listed
Sep 1, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010