Gifty is 41 year old trader. She is married with two children. One child is currently in school whiles her last born is still under breasting. She trades in Dumas clothes, linen and lace materials and has been in this business for the last eight years. Her major challenge over the years has been funds to scale up the business. She has amazed lots of marketing experience and she very confident that the loan would enable her to make remarkable business progress. She wants to use the loan to buy more bales of Dumas clothes, linen and lace materials with variety to increase her inventory. She says her greatest joy would be when she is able to provide for her kids with quality education to make them more resourceful in future. She hopes to save enough to fulfill this dream of hers.