Kate is sixty-three years old. She is married and has given birth to six children: two sons and four daughters. All of her children are still in school. She lives with her husband and children in a rented apartment in Dunkwa in the Central region of Ghana. Kate says she works very hard to support her husband to provide for the family.
Kate is a trader, trading in tubers of yam which she sells at the market square in her community. She buys her goods from nearby towns. Kate has been in business for ten years now and wants a loan to buy goods in bulk to expand her business.