A loan of $350 helps to add more braids to better serve her salon customers.

Emma Ngina's story

Emma is 46 years old and blessed with 3 children: Faith, Lywn, and Greeve, who are 20, 15, and 10 years old, respectively. Her husband is a university lecturer, and they also support other members of the family.

Emma runs a salon for a living, and she delights in serving her customers. She gives them new elegant looks that they appreciate, and they seek her services all the time.

She is requesting a loan for more braids so she may offer her clients better services and boost her business. This is her second loan cycle, and she pays back her loans on time. Her dream is to grow her business and give her children the best education she can.

This loan is special because:

It gives financial access to low income micro-entrepreneurs.

David, Kiva staff

Kiva staff

Loan details

Lenders and lending teams

Repayment schedule

Loan details

Repayment schedule