Cécile is married and the mother of 4 children. She sells hot peppers, both retail and wholesale. In fact, Cécile sells the hot peppers wholesale on order to restaurant owners, managers of chop bars, and to retailers. For her own retail sales, Cécile displays the hot peppers in a shed in front of her house. Cécile has already received a first loan from ALIDé for this business. Cécile has reimbursed this loan correctly and is asking for a second loan to bolster her working capital so as to respond appropriately to the needs of her clientele.
Cécile est mariée et mère de 4 enfants. Cécile vend de piment en détail et en gros. En effet, Cécile vend le piment en gros sur commande aux restaurateurs, aux gérants de maquis et aux vendeurs en détail. Pour ses ventes en détail, Cécile expose le piment devant sa maison dans une baraque. Cécile a déjà bénéficié d’un premier crédit de la part de ALIDé pour cette activité. Cécile a bien remboursé ce crédit et sollicite un deuxième crédit pour renforcer son capitale en vue de répondre efficacement à la demande de sa clientèle.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.