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María Adela
María L. lives in the department of León. She operates a business in which she sells basic grains. The grains are stored in large bags in her shop.

Today she came to the office of Kiva partner Ceprodel and applied for a loan to buy basic grains, particularly beans. She expects to benefit greatly from this loan and be able to continue to provide her family with better living conditions.

View original language description ↓

En el departamento de León, la señora María L. dedica sus esfuerzos para atender su negocio de venta de granos básicos el cual los posee en sacos grandes almacenados en su establecimiento.

Hoy en día ha acudido a Ceprodel para solicitar un crédito para la compra de los granos básicos como es el frijol y por esta razón espera ser beneficiada grandemente y así continuar brindando mejores condiciones de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped María Adela to buy basic grains.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 29, 2009
Aug 20, 2009
Currency Exchange Loss:
Jun 15, 2010