Fati is forty – eight years old. She is widowed and has given birth to five children, two sons and three daughters. All of her children are still in school. As a single parent, she says she works very hard to be able to provide for the family. Fati lives with her children in a rented apartment in Dunkwa in the Central region of Ghana. She is a trader. She trades in food items such as rice, oil, vegetables, beans, etc. Fati buys her goods from Kumasi and sells at the local market. She also supplies to food vendors and other retailers in her community. She has been in business for over fifteen years and wants a loan to buy goods in bulk to expand her business.