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Mrs. Lun R. is 25 years old and the mother of one child, who is a student. She lives in Siem Reap province, Cambodia. To supplement the family’s savings, she buys pillows from the pillow-makers or wholesaler and resells them to retailers at a market. She makes around $7/day in revenue. Her husband (pictured here because R. is at a market) is a construction worker and earns a moderate amount, about $3 per day. Due to a great demand of her clients recently, R. is currently requesting a loan of $1000. She will use the loan to increase her inventory by purchasing different kinds of pillows and a motorcycle for transportation, so that she no longer spends money on public transportation. In the future, R. hopes to build a new house for her family and provide her children a high level of education.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 256
    View loans »
    Cambodia Loans Fundraising
  • $38,131,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lun to purchase more pillows to invest in her booth and a motorcycle to transport pillows to and from market.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 11, 2007
Jun 27, 2007
Currency Exchange Loss:
Jan 30, 2008