Madres Emprendedoras Group
Ofelia is a member of the MADRES EMPRENDEDORAS (Enterprising Mothers) Group, which is comprised of 12 members. She has been in the group for 3 years and is the group president.
She states that upon moving to another house, she formed another group. This name was chosen because these mothers really wanted to keep making progress. Ofelia currently sells clothing. She states that she started out selling fast food, but she decided to rest due to a problem with her vision. For this reason, she started selling shoes and clothing. With this business, she has managed to become more responsible and independent, and she has learned to administer her finances. She helps her husband with the household income, and the most important thing is that these earnings help her get treatment for her eye problem, which is very costly. In the future, she would like to set up her own beauty salon and help her children become professionals. She will invest this EDAPROSPO loan in obtaining merchandise for her business.
*Ms. F. is pictured sitting in the middle of the group.
Ofelia Soledad F. Enriques tiene 38 años vive en Marquez Callao, pertenece a L. agencia Olivos, elL. es conviviente y tiene 3 hijos D. los cuales uno es pequeño.
L. señora Ofelia integra el grupo MADRES EMPRENDEDORAS conformado por 12 socias elL. lleva dentro del grupo 3 años y tiene el cargo D. presidenta.
Nos cuenta que al mudarse D. casa formo otro grupo el nombre lo eligieron debido a que las madres tenían mucho deseo D. seguir progresando.
Ofelia se dedica actualmente a L. venta D. ropa en sus inicios nos cuenta que empezó vendiendo comida, pero debido a un problema D. visión decidió descansar y es por ello que empieza con L. venta D. zapatos y ropa. Con todo esto ha logrado ser mas responsable también aprendió a contabilizar su dinero y lograr ser independiente, ayuda a su esposo en L. economía del hogar y lo mas importante es que sus ingresos le sirven para el tratamiento D. su vista ya que es costoso. en el futuro desea poner su salón D. belleza y ayudar a que sus hijos sean profesionales el préstamo que le otorgara EDAPROSPO lo invertirá en adquirir mercadería para su negocio.
* L. señora Ofelia aparece sentada en medio del grupo
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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