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Lydia
Lydia A. sells Spices and seasoners at the central market, Hohoe. Lydia has received junior high education. She is married and has 6 dependants. Lydia has been selling Spices and seasoners since 1998. She uses her income in helping the husband in footing the house keeping expenses. With the increase in demand for Lydia’s Spice, her loan will be used to buy more of the spice for resale. She hopes to reinvest the new profit from her expanded business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $11,214,150
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Lydia with the increase in demand for Lydia’s Spice, her loan will be used to buy more of the spice for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 11, 2009
Listed
Aug 18, 2009
Currency Exchange Loss:
Possible
Ended:
Jul 16, 2010