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Firmine
Firmine was born on 10 October 1980 in Dangbo, in southern Benin. Firmine is married to Amigo François, a refrigeration technician. Firmine and François have four children in their care, all of whom are in school. Firmine and her family have lived in Cotonou, the economic capital of the Republic of Benin, for fifteen years. Firmine provides for her family together with her husband. Firmine never went to school. Firmine has been selling various products (cartons of milk, sardines, tomatoes, sugar, food pastes, soap, batteries, candles, tea products, butter, toilet paper, mayonnaise, insecticides, body creams and lotions, hair products, toothpaste, 5-kg bags of rice, cereals, etc.) at home for seven years. And it is at Dantokpa, the grand international market in Benin, that Firmine buys these items. Firmine is seeking her fifth loan through ALIDÉ (one of Kiva's field partners), and she is a good client who repays her loans well. Her previous loans through ALIDÉ have allowed Firmine to improve the level of her business as well as her life and that of her family. Firmine is seeking this loan to strengthen her business and better satisfy her customers.
Firmine est née le 10/10/1980 à Dangbo au Sud du Bénin. Firmine est mariée à Amigo François, un frigoriste. Firmine et François ont quatre enfants à leur charge, tous scolarisés. Firmine et sa famille vivent depuis quinze ans à Cotonou, Capitale Économique de la République du Bénin. Firmine supporte les charges de la famille ensemble avec son mari. Firmine n’est jamais allée à l’école. C’est des divers (boîtes de lait, de sardines, de tomates, de sucres, les pâtes alimentaires, les savons, les piles, les bougies, les produits pour le thé, des beurres, des papiers hygiéniques, des mayonnaises, des insecticides, de laits et crèmes corporels, des produits pour les cheveux, pâtes dentifrices, du riz en sac de cinq kilogrammes et des céréales, etc.) que Firmine vend chez elle à domicile depuis sept ans. Et c’est à Dantokpa, grand marché international du Bénin que Firmine achète ses articles. Firmine est à son cinquième crédit avec ALIDé et Firmine est un bon client qui rembourse très bien. Les crédits d’ALIDé ont permis à Firmine d’améliorer le niveau de son activité ainsi que sa vie et celle de sa famille. Firmine sollicite ce prêt pour renforcer son activité et mieux satisfaire sa clientèle.



Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 464.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Firmine to buy cans of tomatoes, sugar, food pastes, toilet paper, body creams and lotions, toothpaste, oil stove wicks, yarn for weaving, and bags of rice, beans and manioc flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 8, 2009
Listed
Aug 19, 2009
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010