Beatrice is 42-years old. She is married and has given birth to four children, one boy and three girls. All the children are still in school. The family lives in a rented apartment. Beatrice sells soft drinks. She buys the drinks from wholesalers and sells them in a kiosk in her community. She has been in business for ten years and wants a loan to buy bulk assorted soft drinks in order to grow her business. Beatrice hopes to give all her children a quality education.