Juma F. is a Tanzanian an entrepreneur small business married man. He runs a food shop business at Yombo Kiwani ward in Dar es Salaam. His purchases and sales varieties of crop food product including; Maize flower, Wheat flower, Ground nuts , Beans, Sugar ang Cooking oil. He purchases direct from the producers in whole sales and selling in retail to customers. He has been in the business for seven years and the business income has enabled him to buy a plot in Dae es Salaam. He is requesting a loan of Tshs 1.200,000 to buy more business goods.