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Estelita hails from the mountainous city of Antipolo in the province of Rizal in the Philippines. Her business partner is her husband, Ricardo, who is 54 years old. Estelita is the mother of two sons and three daughters, all of whom are grown. But the urge to strive for a living and to get out from poverty is still burning within her.

Her aspiration to cut the rope of poverty that ties her way to success caused her to join ASHI (Ahon Sa Hirap, Inc.), an MFI and Kiva partner in the Philippines, in 2004. She has applied her loans toward her fried chicken business. Specifically, she buys chickens, cleans and fries them, and sells the prepared food in the village. She even sometimes receives orders from other villages. This business has brought her enough income to support her family.

Now on her eighth loan, Estelita has requested a loan of 30,000 as additional capital for her fried chicken sales business. Part of the loan will also be used to finance her secondary business: she runs a general store where she sells such items as rice, charcoal, and meat. She been operating the business for several years and is hopeful that her business will continue to prosper.

Her aspiration is to expand her business and she dreams of having a space in the market someday. She also hopes to have a bigger and more durable house built on her own lot.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1493
    View loans »
    Philippines Loans Fundraising
  • $59,107,075
    Funds lent in using Kiva
  • 48.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Estelita to use as additional capital for her fried chicken sales business as well as for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 5, 2009
Aug 17, 2009
Currency Exchange Loss:
Mar 15, 2010