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Sérénité Plus Group
In this Group: Thérèse, Aimé, Robert, Mado, Chantal, Marie-Jeanne, Marie, Alphonse, Dada, Lady, Dazy, Ankemadje, Muzinga, Maurice, Bwassa, Muladika, Balakompandje, Kafuti, Mertince, Pelazi, Samuel, Béatrice, Sallone, Florence, Julienne, Jacques, Marlène
Thérèse Mangwahu, age 44, is the leader of the group named "Sérénité Plus", which was established in solidarity with the aim of receiving loans from HOPE Kinshasa RDC. Thérèse entered the micro-enterprise world in 1996 with $50 in initial capital. She managed to stabilize her business, thanks to rigorous work while reinvesting the accumulated profits. Her business is located in an outlying district and the most populated north of Kinshasa.

Thérèse received a loan three times from HOPE, and she totally repaid them and on time. Her ambition is to open a hardware store to serve the people in her district who travel far to find items they need. Financial support through Kiva loans via HOPE RDC is helping her to make her business prosper and, progressively, to realize her dream. Today, her business generates $30 in profit for her weekly. With the next loan, she intends to buy a quantity of nails to resell with the aim of growing her profit.

Thérèse is married and the mother of eight children varying in age from 1 to 23. Six of them are in school.
View original language description ↓
Thérèse Mangwahu 44 ans est dirigeante du groupe dénommé « Sérénité Plus » qui s’est constituée solidairement en vue de recevoir des prêts auprès de Hope Kinshasa RDC.
Thérèse est entrée dans le monde de micro-entreprise depuis 1996 avec un capital initial de $50. Elle est parvenue à stabiliser son affaire grâce à un travail rigoureux et en réinvestissant les bénéfices accumulés. Son activité se situe dans un quartier périphérique et le plus peuplé au nord de Kinshasa. Elle a reçu trois fois les crédits de Hope qu’elle a remboursé totalement et à temps. Son ambition est d’ouvrir une quincaillerie pour desservir la population de son quartier qui effectue de longues distances pour trouver des pièces qu’elle a besoin. L’appui financier à travers des crédits de Kiva par Hope RDC l’aide à faire prospérer son activité et à réaliser progressivement son rêve. Aujourd’hui, son affaire lui génère hebdomadairement un bénéfice de $30. Elle compte acheter avec le prochain prêt une quantité de clous à revendre en vue d’accroitre le bénéfice. Thérèse est mariée et mère de 8 enfants dont leurs âges varient entre 1 et 23 ans. Six d’entre eux sont scolarisés.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,380,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sérénité Plus Group's $4,550 loan helped a member to buy a quantity of nails to resell in order to increase her profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2009
Listed
Aug 19, 2009
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2010