A loan of $500 helped to buy stock (fruits and vegetables) for the borrower's grocery business.


Margaret's story

Margaret is a 47-year-old mother who earns a living by raising dairy cows and poultry and by selling grocery goods (fruits and vegetables). She has been able to send all of her children to school.

Margaret has been engaged in her businesses for thirteen years. Her biggest problem is meeting customer demand because of a shortage of products. Thus, she is asking for a loan to buy fruits and vegetables to stock her grocery. With her marketing skills and determination, Margaret will be able to increase her sales revenue.

Margaret plans to use the additional profits to clear her children's school fees. She will also buy nutritious food for her children, whom she loves and adores so much.

Being a woman and accessing funds in Kenya, especially around Bungoma, where Margaret lives, is very challenging, but she feels relieved knowing there are institutions such as Kiva that help enterprising women like herself.

Margaret is happy that her grocery business will excel and that she will be able to buy more land for farming next season.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.



Loan details


Lenders and lending teams




Loan details