Las Unidas Group
Lidia V. is the coordinator. She is 35 years old. Five years ago she undertook the challenge of starting her own business. She did this because her work in the Zona Franca de Tipitapa did not provide enough money for her household necessities. She decided to start selling basic grains in her house. She has been increasing the variety of products with each loan cycle with ADIM.
Vilma M. sells Zemat cosmetics in the Zona Franca. Yolanda B. distributes Vogue cosmetics in her region. They believe that they can keep growing through the loans and trainings they have received.
La coordinadora es Doña Lidia V., de treinta y cinco años de edad, quien emprendió hace cinco años el reto de crear su propio negocio, ya que su trabajo en La Zona Franca de Tipitapa no le proporcionaba el dinero suficiente para las necesidades de su hogar. Así decidió iniciar la venta de granos básicos en su casa y ha ido incrementando la variedad de productos con cada ciclo de crédito en ADIM.
Doña Vilma M. quien vende cosméticos de la Zermat en la Zona Franca y Doña Yolanda B. quien distribuye cosméticos de la Vogue en su comarca, son las otras dos integrantes del grupo. Ellas creen poder seguir creciendo a través de los créditos y capacitaciones que han recibido
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid