One of the members is Juana, who is 50 years old, married, and has 5 children. She has a vending post at the “12 D. Abril” market where she sells groceries, food, and http://en.wikipedia.org/wiki/Chicha" target="_blank" >chicha (a regional fermented beverage). Her business is open every day.
Another member is Felicitas, who is 39 years old, single, and has 5 children. She sells food at the traditional foods fair every two weeks. Felicitas also sells food at the Nazarene fair every Monday. She has plans to start raising small animals from home.
The members need different loan amounts ranging from 300 soles, 600 soles, to 900 soles for a total of 8850 soles to the entire Communal Bank.
Their loans will be used to purchase small animals, fabrics, polo shirts, sweaters, rice, and sugar.
The members dream of having their own stores, improving their businesses, encouraging their children to pursue professional careers, owning their own homes, and starting other businesses.
Las socias realizan diferentes negocios como L. venta D. comida, abarrotes en general, frutas, animales menores, cereales, quesos, ropa y servicios D. confección D. prendas D. vestir.
Como es el caso D. Juana es casada, tiene 50 años y 5 hijos, Juana tiene un puesto en el mercado 12 D. abril en donD. venD. abarrotes en general, además venD. comida y chicha, actividad que realiza todos los días.
Por otro lado Felicitas es soltera, tiene 39 años y 5 hijos, Felicitas venD. comida en L. feria D. platos típicos cada 15 días, además los días lunes venD. comida en L. feria D. las nazarenas. Felicitas tiene proyectado iniciar con L. crianza D. animales menores en su casa.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles haciendo un total D. 8,850 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. animales menores, telas, polos, chompas, arroz, azúcar.
Los sueños D. las socias son tener una tienda, mejorar sus negocios, sus hijos sean profesionales, tener casa propia y tener otros negocios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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