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Ismenia
Ismenia M. G. is 61 years old and lives in the small rural Costa Rican community of La Esperanza, located in San José of Upala, Alajuela Province. The main business activities for this area are cattle breeding (both meat and dairy) and agriculture. She lives with one of her four children.


Doña Ismenia is a banana farmer. She says the demand for her product is very high. Thanks to her business, her living conditions have improved considerably and she has also grown as a person who has gained much knowledge through experience. It has also helped her increase her self-esteem and financial security.


Doña Ismenia is currently requesting a microloan in the amount of 680,000 colones to pay for labor during the harvest season. She will also purchase fertilizers and other supplies. She hopes that this investment will result in a good harvest so that she can command a good price for her product.


Doña Ismenia is a member of La Empresa de Crédito Comunal de Mujeres (the Women’s Communal Credit Union) in La Esperanza, which supports women entrepreneurs and heads of households. This institution is one of 100 member organizations of EDESA in Costa Rica. This is Doña Ismenia’s sixth loan and she hopes to continue growing personally and financially. She will also continue participating in the local credit organization in her community.

View original language description ↓
Ismenia M. G. es una señora de 61 años de edad, quien vive, en una pequeña comunidad rural de Costa Rica llamada La esperanza localizada en San José de Upala, Provincia de Alajuela. Ahí se desarrollan actividades como el comercio, ganadería de doble propósito (carne y leche) y agricultura. Vive con uno de sus cuatro hijos.

Doña Ismenia se dedica a la agricultura, específicamente a la siembra de platano. Dice que el mercado para este producto es muy bueno. Comenta que gracias a este proyecto sus condiciones de vida han mejorado considerablemente y dice además que ha crecido como persona y ha adquirido mucho conocimiento, además ha aumentado su autoestima y su seguridad.

En estos momentos doña Ismenia desea obtener un microcrédito por ¢680,000 (seiscientos ochenta mil colones),para darle mantenimiento a su cosecha además comprar fertilizantes, abonos entre otros insumos. Con esta inversión espera lograr una buena cosecha, con un producto de características apropiadas para conseguir un precio de venta alto poder incrementar la producción.

Doña Ismenia es socia de la Empresa de Crédito Comunal de Mujeres la Esperanza; la cual está integrada solo por mujeres, ya que se especializa en apoyar a mujeres no profesionales y jefas de hogar, es una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su sexto préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.








Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,311,750
    Funds lent in using Kiva
  • 585.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ismenia purchase supplies & pay for labor to harvest bananas.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 24, 2009
Listed
Aug 16, 2009
Currency Exchange Loss:
Possible
Ended:
Sep 25, 2012