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Chérubins Plus Group
In this Group: Modeste, Kutekemeni, Célestine, Julienne, Yvonne, Thérèse, Fiston, Thérèse, Aziza, Mpongo, Ruth, Hélène*, Mireille, Madeleine*, Marthe, Théophile, Sophie*, Odette, Jacqueline, Jeanne, Kasasa*, Anny, Opel, Nathalie, Anny, Phonsine, Germaine, Muanza*, André, Constantine, Bernard, Fidèle, Marie-Josée
* not pictured
Chérubins Plus is a group composed of 33 members, and its president is Mr. Modeste M.. This group has already received Kiva loans that it repaid correctly. Modeste has a commercial business making artisanal soaps, which he sells. He has a telephone booth as well. His businesses are located in the most populated outlying district of Kinshasa and north of the city.

To realize his ambition of opening a factory for making soaps to provide to retailers, Modeste works hard while reinvesting his accumulated profits. Also, he is counting on Kiva loans through the micro-finance institution Hope RDC. He has already received three of them, which he totally repaid. The next loan will be used to buy goods for making soaps to sell, with the aim of growing his profits. Currently, his businesses generate a profit of $45 a week for him.

Modeste is 54 years old, married, and the father of six children, ages 12 to 30. All of them go to school.
View original language description ↓
Chérubins Plus est un groupe composé de 33 membres dont Modeste M. est président. Ce groupe a déjà reçu les prêts de Kiva qu’il a remboursé correctement.
Modeste a comme activités commerciales, la fabrication artisanale des savons qu’il vend ainsi qu’une cabine téléphonique. Ses affaires se localisent dans le quartier périphérique le plus peuplé de Kinshasa, situé au nord de la ville. Pour réaliser son ambition d’ouvrir une usine de fabrication des savons à fournir aux détaillants, Modeste travaille durement en réinvestissant ses bénéfices accumulés. Il compte aussi sur les prêts de Kiva à travers Hope. Il en a déjà reçu trois qu’il remboursé totalement. Le prochain crédit lui servira d’acheter des produits de fabrication des savons à revendre en vue d’accroitre le bénéfice. Actuellement, ses activités lui génèrent un bénéfice de $45 par semaine. Modeste est âgé de 54 ans, marié et père de 6 enfants âgés entre 12 et 30 ans. Tous vont à l’école.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 21
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,044,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chérubins Plus Group's $3,925 loan helped a member to buy goods for making soaps to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 4, 2009
Aug 18, 2009
Currency Exchange Loss:
Jan 15, 2010