A loan of $400 helped to buy cell phone top-ups for resale.


Joao's story

João is 35 years old, married and a father of one young son who is not yet in school. He is a teacher and university student who lives in his own home with his family. The loan amount will be used to buy cell phone top-ups for resale at his sales outlet.

This is his first loan from Hluvuku. After repaying it, he will request more in order to achieve his goals on time. In future, he plans to open a large shop in order to increase his family income and cover his expenses.

His challenge is to finish his degree and change to a public service career, ensuring a decent life for his family.

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Translated from Portuguese by Kiva volunteer Katy Robinson


This loan is special because:

It provides capital in underserved areas.


Loan details


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Loan details