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Nut R. is 68 years old and a resident of the city of Phnom Penh, where she earns a living planting vegetables on her own land. She then harvests and sells her mature product in bulk to market vendors. She is a widow with one daughter. Her daughter is married and earns an income sewing clothes for neighbors. She shares her income to provide for family needs.

Nut R. planted her crop a month ago, but her crops still need fertilizer to ensure growth. Because she lacks capital, she is applying for a loan from HKL in order to buy more fertilizers for increasing her crop yield. In addition, she will buy piglets so as to begin raising them for sale from her home.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Nut to buy more fertilizers for increasing her crop yield.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Aug 14, 2009
Currency Exchange Loss:
Aug 16, 2010