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Iccel Amanda
Iccel Amanda is 30 years old, and lives in the Laureles Sur neighborhood in the capital, Managua. She has a small grocery store where she sells a variety of products. She started this business with her savings and with loans she received from Kiva partner Afodenic. This is her sixth loan cycle, and she is happy because she has been able to increase her business and improve her inventory. Iccel Amanda has a 4-year-old son, and her husband helps her manage her business. She will use this loan to invest in the purchase of construction materials for building a kitchen, which will improve her family’s standard of living. Her plan for the future is to continue increasing her business and become a wholesale distributor. She thanks the Afodenic organization for her personal achievements, which have been of great benefit to her family.
View original language description ↓
Doña Iccel Amanda de 30 años de edad, reside en el barrio Laureles Sur en la capital de Managua, tiene una pulpería donde vende variedad de productos, este negocio lo inicio con ahorros y prestamos que hizo en Afodenic es su sexto ciclo y se siente sastifecha ya que ha logrado aumentar su negocio y tener un mejor inventario. Tiene un hijo de 4 años de edad, su esposo le ayuda administrar su negocio. Con este crédito invertirá en la compra de materiales de construcción para hacer su cocina y poder tener mejores condiciones. Sus planes a futuro es poder seguir incrementando su negocio y hacerlo una distribuidora. Da las gracias ala institución por los logros en su vida personal el cual ha beneficiado e su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Iccel Amanda purchasing construction materials for building a kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2009
Sep 1, 2009
Currency Exchange Loss:
Apr 15, 2010