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Kivulini Group
In this Group: Hidaya, Ally, Fadhili, Steven, William, Hussein, Frida, Salma, Amanda, Mariam, Moses, Hadija, Oliver, Mariam, Theresia, Ever
Hidaya P., age 49, is married with four children ages 30, 27, 18, and 14. She has had a stationery shop since 2007. She works from 8 am to 7 pm daily and is able to earn a monthly profit of about US$ 151.

This will be Hidaya’s second loan from Tujijenge Tanzania. She used the previous loan to start selling drinking water wholesale and has paid the loan back successfully. She now hopes for a new loan to expand the stationery shop.

Hidaya will share this loan with her group Kivulinii which totals 16 members. These members hold each other accountable in paying back their loans. In the picture, Hidaya is 4th from left back row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 61
    View loans »
    Tanzania Loans Fundraising
  • $15,072,650
    Funds lent in using Kiva
  • 1,324.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kivulini Group's $3,825 loan helped a member to expand her stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 13, 2009
Sep 1, 2009
Currency Exchange Loss:
Jan 15, 2010