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Fenumiai S. is a 51-year-old woman living in Faleula Fogaa. She is married and has six adult children. Fenumiai owns and operates a general store from which she sells a variety of different products to the local community. She recently opened her store and is earning approximately 650 WST a month in business.

Fenumiai joined SPBD to gain access to their financial services designed to improve her living situation and business activities. She successfully repaid her previous loan of 4400 WST from SPBD that was used to purchase additional inventory for her store. Fenumiai is now requesting a loan of 3250 WST which will be used to purchase additional goods to sell. The loan will be the sixth loan taken out by Fenumiai from SPBD.

About SPBD:
SPBD's mission is to improve the quality of life for people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self-esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 84
    View loans »
    Samoa Loans Fundraising
  • $7,832,775
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Fenumiai to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Sep 1, 2009
Currency Exchange Loss:
Aug 15, 2010