Las Delicias Group
This bank was established on August 03, 2009 as an initiative by a group of women entrepreneurs to develop their small businesses. The group is on its 2nd loan cycle and consists of 16 members. Their businesses offer the following products and services: jewelry, food, sewing and tailoring, cosmetics, medicines, refreshments (such as http://www.boliviabella.com/mocochinchi.html" target="_blank" >mocochinchi), ice cream, baked goods, hand-painted fabrics, and other activities that require access to quick credit. The members are satisfied with the work of Emprender because they have learned how to save and handle more responsibility. As a group, they respect one another and enjoy the time they share when they meet every two weeks.
Sra. Elda M. is the group president and new to this position. She sells bread and is planning to also sell jewelry. She takes care of her children and is a very friendly and dynamic person. Sra. Elda has also demonstrated that she is an accomplished and responsible leader, since she has met all of her loan commitments.
Sra. Juanita G. is the group treasurer and a long-time member. In addition to selling jewelry and animals, she also handles the chores at homes. With the income she earns, she is able to support her family. Sra. Juanita is considered one of the most respected and accomplished members of the group.
Sra. Marcela T. is the group secretary. She makes hand-painted fabrics used for tablecloths, napkins, and T-shirts. She is 18 years old and is still studying and perfecting her painting techniques. Sra. Marcela has 3 years experience with her business. She works 5 hours a day, Monday through Saturday. Her job is primarily to meet the people who visit her shop to place their orders.
La Sra.ELDA M. es Presidenta del grupo, es nueva como presidenta del Banco D. Emprendimiento. Ella se dedica a la venta D. pan ademas D. ir a vender a provincia bijouteria, atienD. a sus hijos, es una persona amigable y muy dinamica, ademas D. ello es una persona cumplida y responsable .Tambien ella es unas D. las lideres del grupo y hace que todas cumplan con sus cuotas.
La Sra. Juanita G. es la tesorera, socia antigua. Se dedica al rubro D. venta D. bijouteria y animales, dentro del rubro tiene 4 años D. antiguedad y tambien realiza labores D. casa. Con los ingresos que percibe ayuda al sustento D. su familia y ademas D. considerarla que es responsable y cumplida en el grupo.
La Sra. Marcela T., ella es secretaria del BE Las Delicias, se dedica al pintado en tela, realiza manteles, servilletas y pintado en poleras, tiene 18 años y aún sigue estudiando y perfeccionando sus tecnicas D. pintado en tela tiene, 3 años D. antigüedad en el rubro, trabaja D. lunes a sabado 5 horas al dia, su trabajo mayormente es atender a la gente que visita su domicilio para hacerle los pedidos.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid