Gilda has a small neighborhood grocery store and her husband works as a salaried driver. These jobs provide their main source of income to support their three children. They rent in the Ballivián district in the city of El Alto.
Gilda plans to use her loan to buy merchandise to stock her store so she can offer her customers a wider selection of products. This will be her first loan with Impro and our evaluation confirms that she qualifies to borrow the funds.
Gilda Tiene una pequeña tienda de abarrotes de barrio, el esposo es chofer asalariado; estas actividades constituyen su principal fuente de ingreso con que cubren la manutención de sus tres hijos. Vive en alquiler ubicada en la Zona Ballivián de la ciudad de El Alto.
El crédito lo destinará para la compra de mercadería para la tienda y de esa forma podrá surtir, ofrecer mayor cantidad de productos para la venta a sus clientes.
Es el primer crédito con Impro, la evaluación realizada califica para la aprobación del préstamo solicitado por la prestataria.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.