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Annaliza M. is 42 years old and married to Renato, who is 47 years old and her business partner. She is a native of the island vilage in the town of Binangonan, Rizal province in the Philippines. The island is sorrounded by lake and there are mountains on the island.

In 2004, Annaliza joined ASHI (Ahon Sa Hirap, Inc.), an MFI and Kiva partner in the Philippines, with hope to rise above poverty. Her previous loans were carefully spent on her business making kaing (large basket made from bamboo) as her primary business. The business runs smoothly and returns good proceeds for her family. A portion of her loans also went to her secondary business of reselling charcoal.

Now on her fifth loan, she is requesting a loan of 23,000 pesos as additonal capital for her kaing making business and also for her secondary business. The loan wil be used to pay for 100 pieces of bamboo, 10 rolls of binder, and for transportation expanses. Also, a portion of the loan will go to her secondary business, the resale of charcoal, as addtional capital.

She is hopeful that she can earn more income to save for her and her husband's future since they have no children. She still has hopes of having a child.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1812
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 47.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Annaliza to pay for supplies to make baskets from bamboo, plus transportation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 27, 2009
Aug 12, 2009
Currency Exchange Loss:
Aug 25, 2011