Rancho Viejo Group
She was given the opportunity to support herself with microloans from the Realidad Foundation, together with 10 other people in her community who decided to join the foundation. They formed a group of 11 women and called themselves the Rancho Viejo group.
They are all involved in commerce in some way: selling and making tamales, tortillas, and tostadas, selling bedding and shoes by catalog, and cosmetic sales.
The loan will be used to buy raw materials like pork rind to fry, plastic bags, salsa picante, soft drinks, sugar, water, gelatin powder, and unflavored gelatin, to make the products they sell. They will also buy products for catalog sales, which they sell door to door. These are the ways they earn income for the economic well-being of their families.
They hope that the Realidad Foundation will continue supporting them with more loans since they can increase their incomes and grow their businesses this way.
se le presentó la oportunidad de apoyarse con los microcreditos de Fundacion Realidad, junto con l0 personas mas de la misma comunidad decidieron unirse a la institución y formar el grupo de 11 integrantes mujeres con el nombre de "Rancho Viejo" todas se dedican al comercio como son: venta y elaboración de tamales, tortillas tostadas, venta de colchas por catalogos, venta de calzado por catalogos y venta de cosmeticos.
el recurso del credito será utilizado para adquirir materia prima como son:chicharron listo para preparar,bolsas de plasticos, salsa picante, refrescos, azucar, agua, polvo para preparar gelatina, grenetina y elaborar el producto que comercian, ademas de comprar los productos para la venta por catalogo,todos los productos lo venden de manera ambulante en la población.
esa es la manera en que obtienen ingresos para el bienestar economico de sus familias.
ellas esperan que Fundación Realidad continue apoyandolas con mas credito ya que de ese modo comentan, podrian incrementar sus ingresos y acrecentar sus negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid