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MYRNA P. is a 48 year-old married woman with 2 children from Brgy. Mabini, Valladolid, Negros Occidental.

Myrna and her husband earn their living through vegetable farming and selling their crop to bulk buyers who go to their farm at harvest time. Vegetable farming is not an easy job and requires the family's full attention and focus. Diligence is required to make sure that the vegetables are pest-free and well cared-for until they are ready for harvest.

The P. family has so far been blessed with good harvests and Myrna has used most of the money she has borrowed form NWTF-Project Dungganon to buy the materials and tools that she needs to take care of the plants. Thus far, the income from the vegetable farm has been sufficient to support their two daughters' education and the family's basic needs.

For her 9th loan, Mrs. P. is borrowing PHP 15,000.00, which she plans to use to purchase breeding livestock and to use as additional capital for her vegetable farm. She hopes to increase the income potential of her family.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1934
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Myrna to purchase breeding livestock.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 21, 2009
Aug 11, 2009
Currency Exchange Loss:
May 15, 2010