El Porvenir Group
Doña Trini, as she’s known in her town, started out as a farm worker with her husband, and later earned her living selling seasonal fruits like mangos, black sapote, pomegranates, and plums. That’s only a seasonal business, though, so she started buying and selling pigs, which she’s been doing for 10 years. She says it’s been a really good business because it has allowed her to achieve a higher standard of living.
She requested a loan from Fundación Realidad because she plans to invest in her business by purchasing more pigs so she can sell the pork products. Her goal is to be able to have her own store, since she currently sells in the open air and has to shut down when the weather is bad.
Doña Trini belongs to a group called “El Porvenir”, along with 9 other people. They are seeking a loan for 23,000 pesos to invest in their businesses, which include sales of milk, cheese, shoes, clothing, food, etc. They all share the goal of improving their families’ standard of living and getting ahead with their businesses.
Doña Trini como la conocen en su localidad se dedicaba en un inicio a labores de campo junto con su esposo, posteriormente se dedico a la comercializacion de frutas de temporada como lo son el Mango, Zapote Negro, Granada y Ciruela. Sin embargo, este negocio solo es por temporada y es por esto que ella comenzo a comprar y vender cerdos.
Ya lleva 10 años con la compra y venta de cerdos y comenta que le ha hido muy bien ya que con esto a podido tener un mejor nivel de vida. Soliicitó un credito con Fundacion Realidad ya que tiene pensado invertir en su negocio comprando mas cerdos para vender sus derivados.
Su meta es poder hacer un local para su negocio ya que actualmente lo hace al aire libre y cuando hay mal clima tiene que parar su actividad.
Ella pertenece a un Grupo llamado "El Porvenir" que está formado por otras 9 personas y solicitan un credito de $23,000 los cuales invertiran en sus actividades que son venta de leche, venta de quesos, zapatos, ropa, venta de comida, etc. Todos comparten la meta de mejorar el nivel de vida de sus familias y siguir adelante con sus negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid