Mary is 29 years old. She is a married mother of three children – two daughters and a son. She lives with her children and husband in a rented apartment in a commercial town. She is a hard working woman. She works hard to help her husband take care of the home. Mary runs a grocery shop. She sells groceries such as Milo, sugar, rice, candies, bread, etc. in a store by the street. She has been in business for five years now and wants a loan to buy more groceries to expand her business. Mary says it is her heart's desire to provide her kids a quality education to make them very instrumental in society.