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Edwina B. is 55 years old and works as an eye specialist. As a doctor, she is also practicing her knowledge in operating a business in her optical clinic located at Tagaran, Cauayan City. She and her husband are already separated and she is left with their two children who are both college graduates. Her eldest, Eloisa, is 29 years old and currently working as an OFW (Overseas Filipino Worker) in Dubai. Josefino, 25 years old, manages a store in their village.

Edwina is requesting a loan of PHP 10,000 to be used as additional capital in purchasing lenses and prints or optical stock for her business. In addition, she is also planning to put up another clinic at another location to reach out to those who are in need. According to her, she is charging lower prices for her lenses and sunglasses.

Edwina is hoping to obtain her loan because it will be of great help to her business. She has been working hard for a very long time for her children and for future needs. Being separated from her husband is quite difficult because she is the only one supporting her children. She tries to work hard to prove that she can also be a good parent to her children without their father. Providing them with a complete education is already a great achievement for her.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1009
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Edwina to use as additional business capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 14, 2009
Aug 11, 2009
Currency Exchange Loss:
Jan 15, 2010