In a district of the village Tejada, you will find the Gaviotas center to which the Gaviotas association belongs. It is comprised of 12 women who have worked together in an organized manner for, approximately, the last six years. The association includes activities of all types. One of the women has a household appliances stall, others sell cosmetics, clothing, cell phones and briefcases, and still others sell handcrafted weaving. Now they need to buy raw materials and merchandise to increase their sales.
En la zona de villa Tejada, se encuentra ubicado el centro focal del mismo nombre, a este pertenece la asociación “Gaviotas” , esta formado por doce mujeres que trabajan de manera organizada hace seis años aproximadamente. Las actividades que realiza la asociación, son de todo tipo, una de ellas tiene un puesto de electrodomésticos, también se dedican a venta de cosméticos, ropa, celulares, maletines, además otras de ellas se dedican al tejido artesanal, ahora necesitan comprar materia prima y mercadería para ampliar sus ventas
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.